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Strategic Margin Lending for Sophisticated Investors

Initium Capital’s Margin Lending solution provides tailored financing for high-net-worth investors and family offices seeking liquidity without interrupting their long-term investment strategy.

By leveraging a broad range of eligible assets — including cash, listed equities, managed funds, bonds, structured notes and select commercial securities — clients can access flexible capital to meet short-term funding requirements, pursue new investment opportunities, or optimise overall portfolio performance, while retaining full ownership of their underlying assets.

What is Margin Lending?

Margin Lending enables eligible investors to borrow against their investment portfolios — including equities, ETFs, managed funds and selected commercial securities or real property — providing liquidity for new allocations, strategic transactions or capital needs, without the need to dispose of existing positions.

Product Overview

Initium’s Margin Lending solution is designed to help investors unlock liquidity while preserving their long-term portfolio strategy. Whether for short-term funding, capturing market opportunities, or enhancing portfolio efficiency, our facility provides disciplined, transparent and portfolio-aligned financing.

  • Competitive institutional rates from 5.50%–7.50% p.a.
  • Flexible LVR up to 70% with a prudent risk framework
  • Eligible collateral includes equities, ETFs, managed funds, bonds, structured notes and real property managed funds.
  • Fast and professional execution with responsive capital deployment
  • Active portfolio monitoring and clear margin call processes
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Competitive Borrowing Rates - Lower cost than unsecured lending, providing efficient access to capital.

Broad Collateral Base - Accepts a wide range of financial assets to maximise borrowing capacity.

Customisable Loan Terms - Flexible loan tenors aligned with client liquidity requirements.

No Upfront Interest - Interest accrues only upon drawdown, offering cost flexibility.

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Key Features

  • Competitive Borrowing Rates – Lower funding costs compared to unsecured lending, providing efficient access to capital.
  • Broad Collateral Base – Broad collateral flexibility to maximise borrowing capacity
  • Prudent LVR Framework – Disciplined leverage limits aligned with asset quality, volatility and concentration.
  • No Upfront Interest – Interest is only charged upon drawdown, supporting capital efficiency.
  • Customisable Loan Terms – Flexible structures tailored to client liquidity requirements and investment objectives.
  • Responsive Execution – Swift assessment, approval and funding to support time-sensitive opportunities.

Initium Capital – Margin Lending Notes

Margin loan interest is calculated based on a tiered rate structure, with the applicable rate determined by the outstanding loan balance, facility type and currency. All rates are variable and may be updated from time to time to reflect market conditions. Additional costs may apply where foreign currency conversion or overnight funding is required.

Different rate schedules may apply to wholesale or professional investors, and eligibility is subject to regulatory requirements. Investors may only hold or borrow in approved currencies under the facility. Foreign exchange conversion fees will apply where funding is drawn in one currency for assets denominated in another.

For further details on current rates, currency availability or conversion costs, please contact Initium Capital or refer to the facility terms.